šŸ’° Loan Center

Competitive rates and flexible terms for all your financing needs

āœ… Pre-Approval Available
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Personal Loans

5.99% - 18.99%
APR*

Flexible personal loans for debt consolidation, home improvements, or major purchases.

Loan Amount
$1K - $50K
Terms
12-84 months
  • No collateral required
  • Fixed interest rates
  • Same-day approval
  • No prepayment penalties
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Auto Loans

2.99% - 7.99%
APR*

New and used vehicle financing with competitive rates and flexible terms.

Loan Amount
$5K - $100K
Terms
36-84 months
  • New and used vehicles
  • Pre-approval available
  • Refinancing options
  • Gap insurance available
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Home Equity Loans

4.99% - 9.99%
APR*

Tap into your home's equity for major expenses, renovations, or debt consolidation.

Loan Amount
$10K - $500K
Terms
60-240 months
  • Fixed and variable rates
  • Tax-deductible interest*
  • No application fees
  • Up to 90% loan-to-value
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Business Loans

6.99% - 15.99%
APR*

Grow your business with flexible financing for equipment, inventory, or expansion.

Loan Amount
$5K - $2M
Terms
12-120 months
  • SBA loans available
  • Equipment financing
  • Lines of credit
  • Commercial real estate
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Student Loans

3.99% - 12.99%
APR*

Finance your education with competitive rates and flexible repayment options.

Loan Amount
$1K - $200K
Terms
60-240 months
  • Undergraduate & graduate
  • No origination fees
  • Deferment options
  • Interest rate discounts
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Lines of Credit

7.99% - 24.99%
APR*

Flexible credit lines for ongoing expenses, emergencies, or business needs.

Credit Limit
$1K - $100K
Terms
Revolving
  • Pay interest only on what you use
  • Revolving credit line
  • Online account management
  • Secured and unsecured options

🧮 Loan Payment Calculator

šŸ“‹ Simple Application Process

Get approved in as little as 24 hours with our streamlined loan process

1
Apply Online
Complete our secure application in minutes
2
Quick Review
Our team reviews your application within hours
3
Get Approved
Receive your loan decision and terms
4
Fund Your Loan
Funds deposited directly to your account

🌟 Why Choose AI Credit Union for Loans?

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Fast Approval

Get pre-approved in minutes with same-day loan decisions

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Competitive Rates

Low rates and flexible terms to fit your budget

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Personal Service

Work with dedicated loan specialists who know you

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Secure Process

Bank-level security protects your personal information

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Digital Convenience

Manage your loans online and through our mobile app

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No Hidden Fees

Transparent pricing with no surprise charges or penalties

Ready to Get Started?

Our loan specialists are here to help you find the perfect financing solution

šŸ“ž Phone
1-800-AI-LOANS
šŸ’¬ Live Chat
Available 9 AM - 6 PM
šŸ“§ Email
loans@aicreditunion.com