Intelligent retirement planning powered by advanced AI algorithms and predictive modeling
Our AI analyzes thousands of retirement scenarios to provide personalized projections
Estimated retirement savings by age 65
Monthly retirement income: $9,491
Savings Rate Analysis: Your current savings rate of 21% is excellent and puts you on track for a comfortable retirement.
Risk Assessment: Your moderate risk profile is appropriate for your age and timeline. Consider increasing equity exposure slightly.
Optimization Opportunity: Increasing monthly contributions by $200 could result in an additional $127,000 at retirement.
Select your investment risk preference:
Projected savings growth over time with AI market modeling:
AI-driven contribution strategies to maximize employer matching and tax benefits.
Increase 401(k) contribution to 15% to maximize employer match. Consider Roth conversion ladder strategy.
Traditional and Roth IRA strategies for tax-efficient retirement planning.
Split contributions 60% traditional IRA, 40% Roth IRA based on current tax bracket and retirement projections.
HSA maximization and healthcare cost planning for retirement.
Maximize HSA contributions ($4,150/year). Project $300,000 healthcare costs in retirement.
Property investment and home equity optimization for retirement income.
Consider rental property investment or reverse mortgage planning for additional retirement income.
6 months of expenses saved - Foundation established
Target: $85,000 | Current Progress: $150,000 | Status: Ahead of schedule
Target: $255,000 | Projected: $380,000 | Status: On track
Target: $850,000 | Projected: $2,847,392 | Status: Excellent